Mortgage Pre-Approval Service
5280Lend.com is a trusted mortgage bank serving clients in Colorado and the Denver Metro area with mortgage pre-approval. We work with homebuyers seeking financing for their home purchase.
We walk you through each step of the lending process, from pre-approval to closing. Our personalized service helps you understand the lending process, interest rates, closing costs, and down payment options.
Contact us today to schedule a consultation.
What Is Mortgage Pre-Approval?
Mortgage Pre-Approval and Pre-Qualification are somewhat confusing terms whose definition depends on the company you are working with. Your goal is to get the most CLEAR and TRUTHFUL answer about the status of your loan inquiry and loan application as early in the process as possible.
5280lend.com will make sure that you are fully aware of whether or not you have a Pre-Approval and how that will help you in the Real Estate market. You can start your Pre-approval process by filling out our CONTACT FORM or CALLING US directly
How Does Mortgage Pre-Approval Work?
A PRE-Approval is generally recommended before you begin shopping for homes, and it will help you tremendously in understanding your budget and the details associated with what to expect in terms of down payment and monthly payments.
Not all homebuyers get Pre-approved before shopping for homes, but those that do are much more likely of getting their offer to purchase a home accepted by a seller. A genuine Pre-approval indicates to a seller that you, as a buyer, are prepared and capable of buying the home from them.
Most mortgage pre-approvals are good for 90 days and they are subject to detailed conditions that will be discussed once that approval is issued.
We help you navigate this process, including providing you Pre-approval letter that you will be able to provide to your Real Estate Agent and/or the Seller.
Home Buying with Confidence
Next Steps After Loan Pre-Approval
Once you’ve determined the amount you are approved to finance, shopping for homes in the appropriate range becomes much easier for you and your Real Estate Agent.
Colorado’s Trusted Mortgage Bank
5280Lend.com is a great resource for a mortgage pre-approval. Our team guides clients through the home buying process using their proven knowledge, skill, and experience.
As a mortgage bank, we provide and service many types of mortgages to meet the needs of homebuyers. We prioritize personalized service and clear communication.
You can count on us to manage the details and make the mortgage process as smooth as possible. We’re with you each step of the way to bring peace of mind.
Please fill out a CONTACT FORM or CALL US any time to get started.