Denver’s Mortgage Guide is here to simplify the mortgage process. We walk you through the details, including interest rates, down payments, monthly payments, closing costs, and more.

We aim to get you approved to buy a home with less anxiety and hassle. With almost three decades of experience, we have the real estate knowledge to give you peace of mind!

Let’s Do This!

We’re here to connect you to the best mortgage solution. Contact us to schedule a mortgage assessment!

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Mortgage Services offers various lending services to support your home-buying needs. We provide the highest-quality solutions backed by our extensive knowledge and experience.

Mortgage Loans

  • Conventional Loan – A conventional loan offers home buyers a wide range of lending options. The terms typically range from 15 to 30 years at varying interest rates. As the most popular type of mortgage, these loans offer flexibility with fewer restrictions.

  • Jumbo Loan – Jumbo loans are larger loans required for home buyers who wish to purchase luxury or higher-value homes. These loans often have unique requirements for qualification and is why it is important to speak to an experienced lender.
  • FHA Loan – Home buyers who meet specific requirements may qualify for an FHA loan. The government backs FHA loans to open the door for more diverse homeownership for home buyers with less-than-perfect credit and lower down payment options.

  • VA Loan – The U.S. Department of Veterans Affairs (VA) backs VA loans. Eligible veterans may use this program to purchase or refinance a home with favorable lending options.

  • First-Time Home Buyer Loan – First-time home buyers may qualify for different types of mortgages. We specialize in connecting buyers to the best mortgage solution for their first home. We are Colorado’s #1 CHFA lender!

  • Debt Consolidation Loan – If you are struggling to pay off multiple debts, a debt consolidation loan can help you combine your bills into one payment. You may be able to lower your interest rate and save money over time.

  • Investment Property Loan – For investors seeking to finance an investment property, we provide customized financing solutions that allow them to obtain the funds they need to invest in real estate.

  • USDA Loan – USDA loans are available to qualified borrowers who are interested in purchasing a home in a rural area. USDA loans assist low-income families and individuals in purchasing rural properties.

Mortgage Pre-Approval

If you decide to buy a house, knowing how much you can afford is essential before you start looking. The mortgage pre-approval process informs home buyers of their home buying potential based on their pre-qualified mortgage amount. Most sellers require a pre-approval letter from a lender before accepting an offer.

Mortgage Refinancing

  • Traditional Refinancing – Many homeowners seek a refinance to lower their monthly payments or interest rates. We connect homeowners to favorable refinancing options.

  • Cash-Out Refinancing – Cash-out refinancing allows you to receive cash backed by your home’s equity as part of a home refinance. We can help you find the right option based on your needs.

  • Home Equity Line of Credit – With a HELOC, you borrow against the equity in your home. We work with you to determine if a home equity loan meets your financial goals.
  • Reverse Mortgages – Reverse mortgages allow seniors to tap into their home equity without selling the property. We’d love to discuss how to unlock your home’s equity as income.

What Is a Mortgage Bank?

A mortgage bank exclusively focuses on home financing. At, we do not offer other banking products like checking accounts, auto loans, or credit cards. Instead, we specialize in residential mortgage financing solutions.

As a lender focused only on mortgages, we offer the most knowledgeable and reliable real estate financing. Our clients receive the best information regarding their home lending solutions.

We connect you to the best structure for your financing. We prioritize timely, efficient, and personalized service.

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What Our Client Say

Ted was so helpful and nice during this whole process! I am a first time home buyer and he answered every single question I had while walking me through it. He was great! Highly recommend!

Sheridan Prince

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Our Mission is one of the top Colorado and Denver area mortgage lenders.  Our mission is to help you achieve homeownership with trusted home financing, debt management, and personal finance solutions.

We listen to our clients to truly understand their issues. Then, we take great care in finding a reliable and valuable solution to meet their mortgage needs.

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Outstanding Mortgage Solutions

Whether buying or refinancing, has the experience and expertise to connect you to the best mortgage solution. Our team of experienced mortgage professionals works hard to ensure you get the most competitive rate, closing costs, and terms for your situation.

We’ll ensure you are getting the best deal when applying for a mortgage. And we’ll keep you informed every step of the way, so you always know what’s happening.

We look forward to helping you reach your dream of homeownership! Contact us today to schedule a FREE mortgage assessment.


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