Denver’s Premier Mortgage Broker

Denver Real Estate Specialists focused on Buying, Selling or Financing YOUR next property

At, we are dedicated to helping you Buy, Sell, or Finance your next property. Our team of experts is committed to providing personalized solutions and exceptional service to meet all your real estate needs.


Struggling to find RELIABLE financing help?
Pre-Approval is a great place to Start!

Selling Your Home

Does the prospect of getting your Home ready to Sell seem overwhelming? Would you be open to helping you Get Started?


Get a Comprehensive Mortgage Rate Report and Research Creative Ideas! Talk to a Local, Experienced Pro ANYTIME.

Why Work with Us?

Are you open minded to working with a Local, Boutique Real Estate and Mortgage Company?  The advantages of local knowledge of the market can make all the difference between making the right choices and getting stuck in a situation that you might later regret. As Real Estate and Mortgage Lending experts, can be your go-to guide throughout the Real Estate and Financing process. We have extensive knowledge of all areas of the process of real estate transactions and can offer transparent information about all of steps involved.

When you partner with us, you benefit from our decades of expertise in navigating the complex real estate and mortgage landscape. We have long-standing connections with industry experts and a broad array of lenders outlets giving you more choices and the best financing options. We take the time to understand your unique needs and can tailor options that best suit your financial and life-style situation.

Advantages of working with



Receive valuable insights from experienced professionals.

Jumbo Loan

Access to Multiple Lenders

More choices for competitive financing.

Investment Property Loans


Secure the best rates
and terms.

6 Things to Know Before You Refinance Your Mortgage

Transparent Mortgage Process

Clear and straightforward guidance and communication.

Is it Beneficial to Incorporate a HELOC into a Mortgage?


Personalized support throughout your real estate process.

Mortgage Services offers a wide range of mortgage services to support your home-buying needs. Our services include:

Conventional Loans

Flexible terms and competitive rates make conventional loans a popular choice for many homebuyers. These loans are available for various property types and typically offer terms ranging from 15 to 30 years. They require a down payment, which can be as low as 3%, and usually have fewer restrictions compared to government-backed loans.


  • Lower interest rates for well-qualified buyers
  • No private mortgage insurance (PMI) required with a down payment of 20% or more
  • Flexible loan terms to fit different financial situations

Jumbo Loans

  • For those looking to purchase luxury or high-value homes, jumbo loans provide the necessary financing. These loans exceed the conforming loan limits set by Fannie Mae and Freddie Mac and typically require higher credit scores and larger down payments.


    • Higher loan amounts for purchasing expensive properties
    • Competitive interest rates for qualified buyers
    • Tailored lending solutions to meet specific needs

FHA Loans

FHA loans are government-backed mortgages that make homeownership accessible to more people. They are ideal for first-time homebuyers and those with less-than-perfect credit. With down payments as low as 3.5%, FHA loans provide a flexible option for those who need it.


  • Lower down payment requirements
  • Easier credit qualification
  • Competitive interest rates


VA Loans

VA loans are designed to offer favorable terms to eligible veterans, active-duty service members, and their families. These loans are backed by the U.S. Department of Veterans Affairs and often require no down payment and no private mortgage insurance.


  • No down payment required
  • No PMI, reducing monthly payments
  • Competitive interest rates and flexible terms

First-Time Home Buyer Loans

First-time homebuyers can benefit from various programs designed to make purchasing a home more accessible. These loans often feature lower down payments, competitive interest rates, and additional resources to assist new buyers.


  • Lower down payment requirements
  • Access to special programs and assistance
  • Competitive interest rates

Debt Consolidation Loans

If you are struggling with multiple debts, a debt consolidation loan can help you combine them into one manageable payment. This can simplify your finances and potentially lower your overall interest rate, saving you money over time.


  • Simplified debt management with one monthly payment
  • Potentially lower interest rates
  • Reduced financial stress

Investment Property Loans

For investors looking to purchase rental properties or other real estate investments, offers customized financing solutions. These loans are designed to help you achieve your investment goals with competitive rates and flexible terms.


  • Tailored financing options for different types of investment properties
  • Competitive interest rates
  • Support in achieving long-term investment goals

USDA Loans

USDA loans provide no down payment options for qualified buyers looking to purchase homes in rural areas. These loans are backed by the U.S. Department of Agriculture and are designed to help low- to moderate-income families achieve homeownership.


  • No down payment required
  • Low interest rates and flexible terms
  • Assistance for low- to moderate-income buyers

2nd Mortgage/HELOC Loans

With significant increases in Denver Area property values in the past 10 years, Home Equity is a valuable resource that many homeowners can use as a resource to finance projects that might otherwise be difficult to do.


  • Keep your current low-rate 1st mortgage in place.
  • Finance Home Improvement, Debt Consolidation, Other Real Estate Purchases, and more.
  • Provide you with flexible “borrow as you need it” financing.

Customer Testimonials

Here are some reviews from our satisfied clients who have successfully navigated their mortgage journey with

Matt Hess
Matt Hess
This is the fourth time I’ve used Ted’s services and he was once again excellent. It’s a very stressful process and sometimes the title company digs for ways to make you very uncomfortable about the process and Ted always was there to explain things to help you understand. I highly recommend using him for your mortgage needs.
Rachel Lord
Rachel Lord
I had a great experience working with Ted. He helped through every step of the home buying process and was very on top of answering my questions. Thanks to Ted I just closed on my new home! I'm very grateful for his help.
Ted Wedewer is great to work with. We been working with him for a very long and we trust him, he makes everything easy to understand. He's very knowledgeable and easy to work with. He always gave us great advice and walk us through some life changingg decisions. You can always ask him questions anytime of the day and he gets back to you right away. Our realtor, Tara Griffiths is a pleasure to work with. She was very helpful, understanding and knowledgeable. She was always available to answer any questions we had throughout the process. She always keep us in the loop. She have been kind and patient throughout the whole process. Her expertise and understanding is what made this a smooth transaction, even during difficult times. We couldn’t be happier with how everything went. Thank you.
Mark Labriola
Mark Labriola
Ted over at 5280Lend is fantastic! He has years of experience and really gave us confidence that he was going to be able to get our deal done. He’s got a lot of great education online and has a way of explaining complex things so they make sense. Would definitely recommend!
Kosta Vasilas
Kosta Vasilas
Ted was amazing in our deal he helped us navigate through the financing and mortgage questions we had. Will definitely use again in further transactions truly a blessing to work with an individual with his skill set thanks again.
Troy Gribble
Troy Gribble
Ted is a great person and he will do the best to assist you and do what ever it takes to get you where you need to be in your way to buying a house thanks Ted for all you do
Sarah Bernhardt
Sarah Bernhardt
Ted has been my mortgage broker for probably 20 years and provides outstanding service every time. He helps me think through what the best option is in any situation, and ensures that I get the best deals. I trust him and can be hard pressed to think of a situation that would cause me to use someone else. Highly reccomend.
Eric Schneider
Eric Schneider
Ted is great. He knows his business (and real estate in general) very well. But even more importantly, he is by far the most involved mortgage broker I've ever dealt with, routinely checking in on the general transaction process. It is clear that he sees his clients as people and not just loan contracts. I will certainly use his services again.
dea briggs
dea briggs
If you have to refinance a mortgage, do yourself a favor and go w/ Ted. Ted made the process as pain free as possible and I genuinely enjoyed his company. I look forward to doing the whole thing again when rates come down! You can trust that Ted is going to steer you right!
Tami Lairamore
Tami Lairamore
Ted has been in the mortgage business for over 30 years and is extremely knowledgeable and easy to talk to. He is very personable and will help you find the best loan that fits your needs. He sincerely cares about his customers and can be trusted to find the best rates and loan for each individual situation. I have referred many clients to him over the years and they have all been extremely happy with his products and service.

Your Trusted Denver Mortgage Guide offers a variety of Real Estate & Lending solutions to meet the needs of Home Sellers, Home Buyers, & Home Owners. With extensive experience in the industry and a deep understanding of the local market, we work hard to offer the BEST advice and options for Selling and Buying homes and for mortgage rates and the BEST financing options in the Denver area. specializes in assisting individuals in finding financing solutions for their homes. Whether it is purchasing a new home or refinancing an existing one, we guide customers through the complex process of obtaining a mortgage loan. We consider each customer’s financial situation and recommend loan options that best meet their needs.

Our team stays up-to-date with market trends and regulatory changes. This ensures that we provide accurate information to customers about available loan programs and eligibility requirements. is here to simplify the mortgage process, walking you through the details, including interest rates, down payments, monthly payments, closing costs, and more.

We aim to get you approved to buy a home with less anxiety and hassle. With over three decades of experience, we have the real estate and financing knowledge to give you peace of mind!

Steps to Getting Your Loan


Loan Application

The loan application is the easiest, yet most important step in the mortgage process.


Processing & Appraisal

You will work with your loan originator and assigned processor to provide different pieces of documentation


Underwriting Determination

Ensure that your application meets all required guidelines for the loan program you have applied for.


Final Approval

After you have provided the requested items from your conditional loan approval, the underwriter will issue you a final approval – otherwise known as a CLEAR TO CLOSE!


Closing Documents

Our closing department will be extremely busy coordinating your closing documents with the title company.


Closing Day

You’ll arrive at the scheduled time to the title company or other pre-determined location in order to receive your closing documents.

Mortgage Pre-Approval Process

Understanding your budget and pre-approval process is crucial. We help you figure out monthly payments, understand closing costs, and create a tailored mortgage plan to suit your needs.


Refinancing Options

Refinancing your mortgage can offer benefits such as lower monthly payments or interest rates, accessing cash from your home equity, or borrowing against your home equity. Our refinancing options include:

  • Traditional Refinancing: Lower your monthly payments or interest rates.
  • Cash-Out Refinancing: Access cash from your home equity.
  • Home Equity Line of Credit (HELOC): Borrow against your home equity.
  • Reverse Mortgages: For seniors to convert home equity into income.
A female hand operating a calculator in front of a Villa house model

Educational Resources

Visit our YouTube channel for guides, and FAQs to help educate you about the mortgage process, financial planning, and market trends. Our YouTube channel offers video tutorials and expert insights to make understanding mortgages even easier.


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Frequently Asked Questions offers personalized mortgage solutions tailored to your specific financial situation. Our conscientious and helpful team of experts provides valuable advice, the best financing ideas, the most competitive mortgage rates, and exceptional service to ensure a confident and stress-free real estate and mortgage process.
We offer a wide range of mortgage loans, including Conventional loans, Jumbo loans, FHA loans, VA loans, first-time home buyer loans, debt consolidation loans, investment property loans, DSCR loans, USDA loans, and 2nd mortgages and HELOCS.
To get pre-approved, contact us to schedule a consultation. We will review your financial information, discuss your goals, and provide a pre-approval letter that outlines how much you can afford to borrow.
Pre-qualification is an initial assessment of your financial situation, while pre-approval is a more detailed evaluation that includes a credit check and verification of your financial information. Pre-approval gives you a stronger negotiating position when making an offer on a home.
Contact us to discuss your refinancing goals. We offer traditional refinancing, cash-out refinancing, home equity lines of credit (HELOC), and reverse mortgages. Our team will help you find the best option to meet your needs.
Mortgage brokers have access to multiple lenders, which means more choices and competitive financing options for you. We provide expert advice, transparent information, and personalized service to help you navigate the mortgage process.
The minimum credit score required depends on the type of loan. Conventional loans typically require a minimum score of 620, while FHA loans may require a score of 580 or higher. Contact us to discuss your specific situation.
Down payment requirements vary by loan type. Conventional loans may require as little as 3%, while FHA loans require a minimum of 3.5%. VA and USDA loans often have no down payment requirement for eligible borrowers.
Closing costs are fees associated with initiating and completing your real estate transaction and your mortgage financing. They include items like appraisal fees, title insurance, underwriting fees, inspection fees, and attorney fees. They typically range from 2% to 5% of your loan amount. We will provide a detailed estimate during the pre-approval process.
Getting started is easy. Contact us through our website or call us at 303-220-0355 to schedule a free consultation. Our team will guide you through the process, answer your questions, and help you secure the best mortgage solution for your needs.

Contact Information

Need personalized assistance? Reach out to us through our contact forms, phone numbers, or visit our office locations.